Monday, May 31, 2010

Employment Screening Can Prevent an Employer Nightmare

Many employers conduct employment screening of their job applicants. However, some of those tasked with either conducting the screening themselves, or hiring an outside company to do so, really do not understand the importance of the screening. Employment screening can discover falsification on the part of the applicant and prevent that person from being hired. This can save the employer from a potential nightmare.

It is not uncommon for job applicants to lie about their dates of employment or inflate their salary. However, some applicants go so far as to create fictional period's employment, listing a fictitious employer on their resumes. This employment may be used to illustrate a fictitious skill set or to eliminate gaps in employment. Either way, it not bode well for a potential employer and conducting a previous employment check will reveal this situation.

In addition to falsifying periods of employment, some job applicants falsify their education. They may state that they graduated when they did not, or may claim to have attended a college that they never even enrolled in. When a job requires a certain level of education, it is imperative that an employer check an applicant's educational history by contacting the schools the applicant claims to have attended.

An important note regarding both of these checks is that employers should always require applicants to complete a job application. This is because a resume is not considered a legally binding document whereas a job application is binding. The job application should disclose that the information provided by the applicant is subject to verification and get the applicant's consent to do so.

When conducting employment screening, employers may choose to do the previous employment and education checks themselves or they may outsource these duties to a professional screening company. Either way, the verifications should be conducted on those considered most qualified for each open position. The information should be retained in a file separate from personnel files, because only authorized human resources personnel may view it.

Sunday, May 30, 2010

Keurig K Cups Are the Ones That Brew the Coffee

When we think about keurig k cups, and are familiar with this term, we would be thinking about the different variety of coffee and even beverages that we can choose from.

Indeed, the coffee pods from this company have one of the most extensive range. Not only would you be able to choose from a wide variety of brands, you can choose the types of gourmet coffee you want to enjoy and even the types of beverages you want to have.

But, the amazing thing about these k cups does not stop here. The first thing that amazes me about them is the consistent taste that they are able to deliver. If you think about it, it is really not easy.

When I say consistent, I meant that the drink would not carry forth the after taste of the drink that was brewed before it. For example, a coffee would not have any taste of the tea that was brewed before it.

Keeping the taste profile consistent is the first thing that these k cups are able to do, but if you understand the operation principle of these brewers, they are actually the heart of the entire brewing process.

Firstly, by using the patented technology to seal the coffee grounds, this would ensure consumers to have great tasting coffee even a few months later. The technology makes sure that no flavor or coffee aroma is lost.

Although, it is a simple cup, it actually regulates the pressure of the water inside it. This would ensure that maximum coffee flavor is being extracted from it and of course, by having the whole brewing process taking place within the k cup, the temperature would also be kept consistent with minimum heat loss.

So, that is the reason I think that the variable that brews you the great tasting coffee is actually the keurig k cups.

Saturday, May 29, 2010

K-3 Spouse Visa - Attorney Services

K-3 Spouse Visa is a non-immigrant visa which allows an American citizen to bring his/her spouse to America for the purpose of staying together. This kind of visa opens a route for legitimate permanent residence in the USA. To be eligible for a K-3 spouse visa, both the US citizen and his or her spouse have to fulfill several procedures and requirements. To make the K-3 Spouse Visa processing simple and hassle free, there are many immigration law firms and other attorney service providers to help you.

The main aim of a K-3 Spouse Visa - attorney service provider is to assist and guide K-3 Spouse Visa applicants and their US citizen spouses throughout the processing of the K 3 Visa. The attorney services offered by an immigration firm are comprehensive and vast and include several stages. Their services include preparation of all legal documents, submission and monitoring of petition and many more. Some of their important services are given below:

o Firstly, they thoroughly evaluate the applicant's personal circumstances and determine whether K-3 Spouse Visa is appropriate for the applicant.

o Verify the authenticity of the necessary legal supporting documents to be furnished during the Visa processing.

o Help in filing immigrant petitions, form I-130 for your spouse and form I-129F for your spouse and children, with the concerned USCIS Office.

o Getting approval from the concerned USCIS Office.

o Accurate and careful preparation of K-3 visa application and submission to the concerned government agencies.

o Monitoring of visa processing and co-coordinating all correspondence with government carefully.

o Give necessary advice that helps visa applicants at their Consular or USCIS interview.

Before applying for a K-3 spouse Visa, it would be a wise decision to consult an experienced immigration service provider. Some of these kinds of law firms can also give necessary advice if your spouse is already staying in the US illegally. Choose only knowledgeable and reliable immigration consultants who can arrange and speed up your K-3 spouse Visa processing.

Friday, May 28, 2010

K-1: Past and Future

K-1: Past & Future

o Japan and the Big Boys

In the 1990's, my Japanese friends from the dojo would pester me with queries about "Iron" Mike Tyson and his various comebacks from the penal system. Could Tyson have beaten a prime Ali? No, I'd say... ever seen Roy Jones fight? Floyd Mayweather? Their eyes would invariably search the premises as if looking for lost keys, or a punch line. Can they beat Tyson?

Come the new millennium, and my Japanese acquaintances had shifted their attention to Bob Sapp and his freakish foray into K-1 and Pride fighting. Can anyone beat Sapp, they wondered? Will he eventually crush perfect Ernesto Hoost, the greatest K-1 fighter of all time? Yes, I scoffed at the former, and hell no regarding the latter, befuddled and bemused by the oriental obsession with occidental big boys. I figured that it was a phenomenon not unlike my boxing fan friend who is unduly impressed by the flashy high kick, or the karate fighters who marvel at the arm bar. Wow. Look at that guy do what I can't. Look at that guy being bigger than everybody in my race. Wow.

Kazuyoshi Ishii had been a karateka in the (then) fearsome Kyokushin system, before breaking off and forming the Seidokaikan fighting system. When Mr. Ishii created the K-1 fighting format in 1993, he was essentially taking the Kyokushin open weight tournament format in which he was raised, and modifying it with reality based kickboxing techniques. In Kyokushin, face punches were fouls that led to disqualification. Relatively smaller Japanese fighters had been able to maintain a tenuous superiority over larger foreigners through spirited training, rules that favored smaller fighters in close decision fights, and questionable judging. Strong, skilled, relatively small Japanese men like Kenji Midori and Shokei Matsui were able to win world tournament championships. In K-1, however, we found out that weight discrepancies carry more, uh, weight, when punches are aimed at the noggin, and that judges' decisions carry less weight when one fighter is more unconscious than the other.

Realities: There is a fundamental difference between a chin and a chest. Dutch men are considerably larger than Japanese men. It's far more exciting to see two half-naked men (be they Dutch or Japanese) aiming to knock each other out with head punches, than two gi-wearing guys socking each other on the chest in a kiai fest.

K-1 was a hit in Japan, and towering Europeans named Branco, Ernesto, and Aerts became fan favorites. Most popular of all was Andy Hug, an exciting Swede who had been raised in the Kyokushinkaikan (before wisely complimenting his extraordinary kicking skills with a healthy does of Muay Thai kickboxing); and he spoke Japanese to boot. Other large Kyokushin karateka, such as Fihlo, Feitosa, and Pettas, tried their hand at the punching in the face party, as did a few Japanese Don Quixotes, like Sataake and Musashi. K-1 spread throughout the globe, with fighters and tournaments appearing in Australia, Africa, various European outposts, and finally in America. These were "the salad days".

o Trouble in Paradise

Boxing pundits like Teddy Atlas and Emanuel Steward bemoan the present state of the heavyweight division, noting that the current dearth of big men is largely due to marketing. Big kids (who frequently grow up to be big men) are raised on television, and television is more likely to show big men-- big, rich men-- dribbling basketballs or catching footballs than punching (and being punched by) other men. The same applies to the current state of other fighting arts: big boys prefer balls over brutality.

Though K-1 tournaments had become global events, the same fighters always seemed to make their way to the final Grand Prix tournaments that take place in Japan toward the end of each year. There were the champions (Hoost, Aerts, Hug), the almost champions (Le Banner, Bernardo, Sefo, Fihlo), and they were always fighting each other. Then in 2001, some fat slob from Australia named Mark Hunt up and won the world tournament, and either K-1 was evolving (new blood), or entirely random (fat guy won it all). And along came Bob Sapp. Random appeared to take the upper hand.

Any sport looking to market their product needs a superstar, and Ernesto Hoost was K-1's man. A tall, sleek Dutchman of Surinamese descent, his terrible shins and consistent technique had earned him the moniker of "Mr. Perfect." He came off as rather aloof, and his style could be overly cautious at times, but he was undeniably the best fighter in K-1, the toughest guy in the 'hood, the man who could stand behind Mr. Ishii as he told other martial art big wigs: "This is my bodyguard." And along came Bob Sapp.

With a melon head bigger than most men's torsos, sitting atop a torso more muscled than a comic book hero's, carried by legs that looked too heavy to lift (much less kick), Sapp was an oddly fearsome character. But he possessed no fighting pedigree. A failed football player, Sapp had only recently brought his 350+ pounds into the kickboxing gym to train. Though he appeared rather foolish when fighting, smaller men frequently neglected to step aside when Sapp charged, so he won some trivial bouts. The Japanese fans loved his cartoon character looks and personality. But putting Sapp in with Hoost was folly; it was Primo Carnera versus Joe Louis.

For the first few minutes of the fight, Hoost put a perfect beating on the amateur. Who would have thunk that Mr. Perfect would fail to move his head or feet when a hurt, scared, enraged Sapp ran him into a corner? That Sapp would knock out the greatest K-1 fighter? Twice! Don't kickboxers know how to move their feet and head? It was as if Michael Jordan had become a professional baseball player AND tore Randy Johnson a new asshole. Tonya Harding had laced up the boxing gloves AND knocked out Lucia Riijker (twice!). No, this was even goofier. The greatest kickboxer in the world had been knocked out--twice!--by a mediocre football player. How tough was Mr. Ishii's neighborhood, when the toughest guy couldn't beat an amateur? The implications were bigger than Sapp's melon head: How seriously can you take a sport built on such a precarious foundation?

o Paradise Reinvented

Here's an odd contradiction in American sports' culture: In practice, martial arts tend to attract middle and upper class practitioners, while boxing draws combatants primarily from the ghetto, yet the decidedly upper-middle class mass media that reluctantly covers boxing has entirely shunned competitive martial arts (UFC, K-1, Pride) on grounds of excessive brutality. Most boxing fans and mass media are drawn to blood & guts boxers who sacrifice their well being through aggressive, incautious brawling (think of the recent Gatti-Ward trilogy). But somehow K-1 with its concussive head kicks, and MMA with its relatively foreign ground game, strikes many of these same Americans as being brutal in a bad way ("human cockfighting"). In order to appeal to a broader (i.e.: American) audience, K-1 needs to market a product that is not only action packed, but also artful in a manner that is not too subtle for an inexperienced audience. Graceful carnage.

Perhaps it's time for K-1 to turn to the smaller men, instead of depending so much on the smaller talent pool of the big boys. There are plenty of men in Japan and elsewhere who are not 6 '5', yet possess the athletic ability and heart to compete in a sport that does not require freakish size. These men are not only more abundant in quantity, but often more pleasing in quality. After all, the most popular boxer of the last decade has been Oscar De La Hoya, fighting at weights ranging from 130-160 pounds. K-1 could do worse than to increase exposure to their World Max (70kg and below) tournaments, with a few special heavyweight bouts tacked onto the card to satisfy our fascination with big boys. Perhaps diminutive Norifumi "Kid" Yamamoto could be a sort of dwarfish Golden Boy. Does "Kid" speak English? Does he sing ballads and talk about his dead mother? Is she dead? Think about the possibilities! "Kid" Yamamoto on the Grammy's, singing Japanese love ballads...

This takes us to the second phase of K-1's evolution: MMA rules fighting. Though it would be nice to expand the K-1 fan base, there are many diehard fans of full contact martial arts, and we need to be attended to and titillated now and again. K-1 has recently made inroads into the world of MMA with the addition of Hero's to their shows. Following the recent example of Pride and UFC, K-1 Hero's features MMA competition in several weight classes. They are cultivating a crop of exciting, smaller Japanese fighters (Yamamoto, Tokoro, and Sudo), recruiting old MMA stalwarts (the Gracies and - what a coup!--Sakaraba), and providing a training ground for stand-up fighters wetting their feet in the full contact pool (Aerts, Le Banner, and Sefo). This ladder group indicates the pull of full contact MMA on the martial arts world. K-1 fighters, be it due to boredom with the same old opponents or a desire to prove themselves in a more challenging format, are branching out. One can only hope that K-1's incursion into MMA is enduring, encourages competition and cooperation between the three major organizations (UFC, Pride, K-1), further develops fighters of variegating stature, and eventually helps to translate the excitement of MMA into the lexicon of the American fight fan. Or maybe we should just throw Yamamoto in with Sapp and let them punch each other silly in the chest.

Thursday, May 27, 2010

401K Withdrawal Rules

401K Retirement Plan was created in order for those working individuals to have a good substantial amount to have with when they retire. Yes, you have set aside a part of your income in order for you to live a life you want to live when you reach the age of retirement or when you want to retire from working. However, what if you are into a financial emergency, you need a substantial amount to pay for your medical bills and other expenses, what you should do? It is suggested that you should only withdraw money from your 401K only when you do not have any option left. Remember, you are slashing money out from your future, and if you will always do this withdraw and withdraw money from your retirement plan you will be shocked, there is no money left for you when you retire. Be sure you know the 401K withdrawal rules before withdrawing the money. It is not as simple as withdrawing money from the atm machine.

You should be familiar with 401K withdrawal rules before you decide on withdrawing money from your retirement plan. Most likely, the retirement plans of which working individuals have will only allow withdrawal only if it is under the so-called term financial hardships. What are these? Most of the reasons that are classified under such term are: death of the workers spouse or a big medical bill.

Most of the employers set up 401K withdrawal rules based on the guidelines that the Internal Revenue setup. This means that when you are in dire need of cash immediately, then supported with a reason under financial hardship, you are eligible for such withdrawal.

Here are four reasons that under 401K withdrawal rules that would allow you to make a withdrawal:

1. When you incur a surmountable amount for medical bills either for your spouse, family or even you.

2. Preventing the foreclosure of your home.

3. Purchasing a house which will become your primary residence, this excludes paying your mortgage.

4. Paying for school fees either for post-secondary or university for your dependents, spouse and children.

One of the 401K withdrawal rules that you should remember is that when you withdraw money based on the reasons mentioned above you will be suspended from making any annual contributions for the period of 6 months. Remember, when you need cash that getting money out from your 401K retirement plan will affect your future. It should be your last resort.

Wednesday, May 26, 2010

K'nex Big Ball Tower

K'nex is one of the best construction toys around. Unlike LEGO, which emphasizes detailing, K'NEX is geared more toward larger scale construction and engineering. Its piece designs are perfect for creating large buildings, bridges, trusses, towers and more.

So what's the coolest model you can build? It is definitely the K'nex Big Ball Tower. The very first such model was called the K'nex Big Ball Factory, released sometime around 1997. It is basically a large machine that circulates balls in different patterns. The model reaches around 6 feet tall, and is one of the most complex K'[nex models you can build.

While the original model is now discontinued, today K'nex has several other K'nex Tower models. The newer towers are much the same as the original model, but feature new pieces like bendy tubes and rails.

While K'nex only has a few of these ball machine models, you can easily build a tower of your own design. There are just a few basic components to making your very own Big Ball Tower. You'll need a motor and a good amount of pieces. The motor allows your Big Ball Tower to circulate the balls continuously. Some of the larger ones may use multiple motors to circulate the balls around more complicated tracks. Some features of the towers include loop the loops, spiral rails and lifts. All of these add spice to your design.

The largest ball machines are over six feet tall and may even take up entire rooms! If you're short on ideas for designing your own, you can always search for K'nex ball towers online.

Tuesday, May 25, 2010

K-Y Jelly Personal Lubricant in Review

When it comes to personal lubricants the one brand that is probably the most recognized is K-Y Jelly. However, in terms of treating vaginal dryness and enhancing sexual pleasure which is what the majority of people use a personal lubricant for how does K-Y Jelly fair against its competitors. In this article, we will go over what to look for in a personal lubricant as well as what K-Y Jelly has to offer you.  

K-Y Jelly Personal Lubricant in Review  

The first thing that you should know about K-Y Jelly is that while it is currently marketed as a personal lubricant its original use was to help doctors insert inanimate objects into areas that you might otherwise object to. In other words, vaginal dryness and/or sexual pleasure weren't what the makers had in mind when they made it and it shows. The ingredients of K-Y Jelly include parabens which are skin irritants and glycerin which has been shown to increase the likelihood of yeast infection in women.

Basically, the only person in any kind of sexual relationship who will be able to truly enjoy K-Y Jelly is the man as it does indeed make penetration much easier especially if the woman happens to suffer from vaginal dryness. However, as the majority of women who use K-Y can tell you in terms of a woman's sexual pleasure or comfort this particular product doesn't do a woman any good. Thankfully, there have been an abundance of personal lubricants that have come on to the market that put into consideration the needs and wants of women as well.

One particular sexual lubricant that is able to satisfy the needs and wants of both men and women alike is Carrageenan All Natural Personal Lubricant which consumers and users agree has a most like a woman feel to it. If that wasn't enough, Carrageenan has been shown to help heal vaginal soft tissue in addition to a variety of other benefits. In the end, when it comes to finding a quality personal lube that is going to offer the most to both men and women Carrageenan is the right choice.

Monday, May 24, 2010

Dynamics Around Skinny Girls

Skinny girls are those who need to put some meat in their bones. The word skinny implies being too slim and this cannot be good. Skinny girls are sometimes considered to be in poor health and, this is usually the case when the following is true. If they are starving themselves and if they do not have appetite to keep something down. There are girls who are skinny but are in perfectly good health. Therefore, it is vital to categorize yourself and judge where you are. First, being skinny will be cause by starvation as I have mentioned above. There are so many reasons why a person might be starved. First, they might not have anything to eat. This is commonly witnessed in countries where starvation is common. Such countries include Ethiopia and other developing countries. When the rains fail, people will go hungry and lack of nutrients to all people will mean malnutrition. Many die in these areas and, this is very sad and something more serious needs to be done about it. The other reason why skinny girls will starve is by choice. With the onset of modernity, beauty has gone to the next level and so many young girls believe that being skinny is actually going to make somebody attractive.

However, girls need to realize one thing. Being skinny should not be the opposite of being big. The opposite of being fat is being fit. Therefore, girls should strive to keep fit and not to be skinny. Some girls will eat food and later induce vomiting. This is a mental problem which needs help. Cases on bulimia and anorexia have increased in girls especially in the developed world. This is in a bid to acquire the perfect body and shape. If you are a girl with such a problem, you do not have to keep it to yourself. There are so many organizations and support groups you can seek for help before the problem becomes worse. The worse case scenario is death. Girls who starve themselves and deny their bodies the nutrients to keep the body cell alive and vibrant.

When this goes on for a long time, the body will be susceptible to other infections. Since the body is not strong enough to fight back, the girls will die. There is so much to live for in life and you do not have to end up this way. The solution will have to start with your perception on beauty. More so, you have to accept the person you are inside and outside. Once you are confident, you can start working on keeping fit. Let the zeal and the desire to live drive you. When you look deep inside, you will find the hidden strength to make you situation better. Whatever you do, do not do anything to harm your body; strive for health and life. If your body type is naturally very slim or skinny, you do not have a problem. All you need to do is appreciate your body type for what it is. You do not have to over eat to put on weight. Ask your nutritionist what you can do if you are not comfortable with being very skinny.

Sunday, May 23, 2010

Owner 401(k) Discrimination Testing - What is a Key Employee and Who Cares?

"Why can't I get more money into my 401(k) plan?"

Business owners often wonder what keeps them from full pension participation. There are many answers, but one important thing to understand is annual discrimination testing and how it works.

The law stipulates that all pension plans be operated for the exclusive benefit of the employees. The pension must not act as a mere private savings vehicle for company officers and owners. One way that the law evaluates this requirement is through annual "top heavy" discrimination testing. A plan is top heavy if the account balances for key employees exceeds 60% of the total account balances of all participants.

So, what is a key employee and why does it matter? A key employee is defined by law and must not benefit disproportionately from other employees. The following explanation is a very simple flyover and is not posing as a fully-orbed treatment. But, at least you will know some basics.

Essentially, key employees are determined by three variables. First, are they "includable officers?" Second, are they owners? The category of "owner" is further distinguished as "1% owners" or "5% owners." Third, is there "constructive ownership" or "attribution?"

OK. Here goes.

First, are you an "includable officer?" This is not determined by mere title. Instead, an includable officer is an officer whose compensation is $160,000 (indexed for 2009) and also meets a concentration standard. In other words, there is a minimum and maximum number of includable officers. The maximum is 50 and the minimum is 3.

The includable count is determined by multiplying the employee population by 10%. So, a company with 600 employees is limited to 50 includable officers and a company of 20 is assigned at least 3 officers.

Whew. How are we doing?

The compensation standard, however, is not the exclusive standard. A company may still have includable officers who do NOT earn the currently indexed $160,000 annually. The other criterion is ownership. Ownership is defined in two ways. There is direct ownership and indirect ownership.

Direct ownership is either a 1% owner or a 5% owner, differently defined. A "1% owner" is any person who owns "more than" 1% of the company AND earns $150,00 annually (not indexed). A "5% owner" is a person who owns "more than" 5% of the company regardless of annual compensation. "More than" is important. Ownership must exceed the 1 or 5%, even if by a fraction.

Stay with me. This stuff matters.

What, then, is indirect ownership? Indirect ownership, or "constructive" ownership, means that when a family member owns the stock, the company shares are automatically "attributed" as ownership to other family members, depending on the relationship. In other words, you can't sneak extra money into the plan for spouses, children, grandchildren and parents, claiming that they are not company owners. If they are married to you as the owner, for instance, they also own the company for discrimination testing purposes. Your kids own it too. So, be careful.

So, the first step in discrimination testing is determining whether or not the plan is "top heavy" and unfairly favors a particular category of employee. Here's the thing. You do NOT want to fail this test. Why? Under the worst case scenarios, failure eliminates all tax-deductability of the plan and imposes serious financial sanctions. Whoops. Remedies exist, but navigation takes serious "know-how."

So, if you are a "key employee" as either an includable officer or owner or family member, then your 401(k) contributions are limited by the actual contributions of those who are not key employees. These annual calculations are complex, but they are designed to ensure that the owners do not create a pension plan that becomes the personal wallet of a favored class of employee.

Although this treatment is far too superficial and requires in-depth analysis, knowing whether or not your plan is "top heavy" keeps you out of legal trouble. Furthermore, this knowledge allows an opportunity for new pension design and allowable remedies that might alleviate some of the contribution issues.

It's better to know than not know. Really. Much better.

Saturday, May 22, 2010

Full Anime Movies

What is anime? It is a Japanese animation that uses visual styles. Full anime movies are just like a normal movie in that they tell a story and have a main theme. But they are animated and they usually have very complex stories. They are known for having futuristic themes which are often mature. The number of characters is usually several and the visual style is highly emphasized.

The list of full anime movies is quite extensive. There are even rare and hard to find anime. Even though everyone may not have heard of anime the oldest one known to exist was made in 1917. It is only a two minute clip; nonetheless it is considered the first one to have been screened.

Called "An Obtuse Sword" this is the oldest one known to be in existence. Created as humorous, this anime tells the story of a samurai warrior who through trickery purchases a dull sword. The samurai tries to attack people he passes on the street to see if the sword is really dull. The tables are turned as the people living in the town retaliate and knock the samurai down.

The expansion of anime from Japan to other markets did not really start until the 1960s. During the 1980s and 1990s anime turned into a major export as the full anime movies became quite popular. According to the Japan External Trade Organization anime in the U.S. is worth $4.35 billion. The world loves movies and anime is very popular when it comes to a different twist on the typical movie.

One of the best full anime movies for the family is Spirited Away. Available in English, French and Japanese this movie is rated PG. The story revolves around a young girl that becomes trapped in the world of the spirits and must find her way out of this world. The story as well as the animation is superb and reviews of this anime are all thumbs up.

If you have never seen a full anime movie, you do not know what you are missing. The most common form of anime is known for exaggerating certain aspects of the physical appearance. Huge eyes, very long legs and arms and tall hair are the most common. The subject of the movie may have speech bubbles that are shaped strangely.

Anime can be either drawn by hand or it can be generated by a computer. Today computer anime is much more common especially for the full anime movies. Not only is anime used for movies but it is also used for video, commercials and even television - especially series of shows.

There are many aspects that should alert you to the fact that you are watching anime if you are unaware of the fact. But the main thing you should do is sit back, relax and watch your first full anime movie. Who knows? You may become hooked on them.

Thursday, May 20, 2010

Arena Hunter

Arena Hunters have two major things that are critical in winning Arena matches. First is your pet choice and second is your ability to attack on the move. Seems simple, right? It's not. The Arena is not the best place for Hunters as the confined spaces and lighting fast attacks work against the very thing that makes us hunters...range.

Pet choice is majorly important. The wrong Hunter Pet in an Arena match is basically useless. A buddy of mine once said of a very poor pet choice of a Hunter we had just totally ripped apart, "His pet was just there to watch him die." It's going to depend on your build of course, a Marksmen Hunter will probably choose a different pet than a full blown Beastmaster spec, but there are a few points.

Choose a pet that helps you overcome our inherent weakness...distance. Grab one that has the ability to stop or slow your enemy. The slower your enemy moves the easier it is to get away (aka into range) from them. The chances are good your pet won't be effective, or alive, long so make their limited lifespan worth every second.

Attacking on the move is a must. In the normal environment and even in the Battlegrounds to some extent, we have the luxury of standing off to the side, sicking the pet and pumping lead into a mob or enemy. This is not going to happen in the Arenas. As soon as your opponents see you are a Hunter they are going to get right up in your face as soon as they possibly can. The last thing they will let you do is stand and shoot.

There are a couple ways to get past this. One is dropping traps either at pinch points, like at the bottom of a ramp, right at your feet so the melee types trigger it when they rush you or on the run as you are being chased. It's a two part deal...first get them in the trap and secondly be able to take advantage of their momentary lack of movement. Don't think you can run far away, turn around at your leisure and get all setup for an Aimed Shot. Not going to happen. You've got to know when to strike and strike fast.

Another way to attack on the run is the Jump Shot. This move is when you are running away, jump into the air, turn and shoot while airborne, turn back, land and keep running. The guys (and gals!) that get this move down are deadly. It's highly suggested you get this move down pat either dueling or in the BG's. Don't try to learn this in an actual Arena match.

Wednesday, May 19, 2010

Health Benefits of Vitamin K

It's a cute episode episode with Alan having his hissy fit over the acidophilus milk and Bertha to spite him doesn't honor his request. This was the first time I had ever heard of such a milk, and really didn't believe there was such a thing.

While I was reading over materials for vitamin K guess what word pops up?

Acidophilus Milk

As it turns out it enhances the body's natural production of vitamin K, and yes its great for the intestinal tract. The whole time while viewing the program I was thinking this has to be a joke, and I also wondered how many other people drink it?

The Use of Coumadin

An important point of interest for patients who are prescribed medications such as blood thinners more specifically Warfarin. Warfarin interferes with the absorption of vitamin K. Those who are using this type of medication should consult with their doctor before using their therapeutic doses of of vitamin K. On a different note vitamin K is responsible for healthy liver function.

Vitamin K and Blood Clotting

One of the basic, and major jobs of Vitamin K is to help the blood to clot. In some of the information I have read, it suggest giving vitamin K to patients before surgery to help the blood reduce blood loss. I wonder if this is practiced in the Western Hemsphere?

Good News For PMS Suffers

Years ago when I worked for a title company, the girls always had girl talk about babies, and PMS. I had listened to story after story of women who suffer from PMS and having heavy menustrual cycles. I grow tiresome of their same complaints about bloating, and PMSing. I use to tease them, and tell them they were using it as an excuse to be a witch.

By now I am sure you are saying what does PMS have to do with vitamin K. after reading about vitamins K, I was surprised to learn that this nutrient can ease women's suffering of PMS, and it can help reduce those that suffer with a heavy flow.

Tuesday, May 18, 2010

K Nex Lincoln Logs - Building Memories That Last!

Nowadays there are many varities of lincoln logs like K Nex Lincoln Logs for example, where you can get sets that are very much similar to what we used to play with way back when...

Actually, because of all the laws now on child safety, there are various versions of lincoln logs and some of them are so fat and ugly that it is hard to bring back any memories at all when you see them! But there are still a lot of sets around that even come in the same style containers that we grew up with.

There is just something about that Lincoln Logs container that sends us into lala land where we are little kids again with little logs all scattered around us as we build small villages, farm houses, and forts. There were some big wars fought on that living room rug with the little men hiding behind the fort.

But they don't need to remain memories. We can recreate those memories and help our kids and grandkids at the same time by letting them create their own lincoln logs experience.

With all the electronic toys and video games, the next generation is losing some of their creativity and what a better way to bring that back than through K Nex Lincoln Logs sets or one of the many other building sets that are available through Knex and other brand names.

It has proven itself over and over that playing with building sets like this enhances the child's learning capabilities. It inspires creativity, builds self-confidence and encourages interaction among children and parents. The possibilities are endless!

Monday, May 17, 2010

Stock Up on Bulk Coffee Pods With a K Cup Sale

Bulk coffee pods can be a fantastic way to load up all at once, while substantially reducing how much money you're paying for coffee. Let's face it, pod coffee makers are fantastic for many reasons but the downside is that without finding a K cup discount, your costs can quickly spiral out of control.

This is especially true when you live in a home where a handful of different people all drink coffee, or you're supplying an office where five, 10 or even 20 and more people are using the machine throughout the day. Before you know it those few boxes you purchased will run out, and you'll have to go through the whole process all over again.

Bulk coffee pods however help eliminate this hassle. Instead of having to restock several times a month you can use a K cup sale to get all of the coffee you'll need for the next six months or longer. This will free up more of your time and save you some of those headaches.

All of that is not even the main benefit of buying bulk coffee pods however. What's even better is that the K cup discount you'll be receiving will be huge. The price per pod that you'll be paying will be cut at least in half, and potentially even cut down by 75% or more. The savings will quickly become significant, and it will absolutely make a difference on your bottom line whether you are budgeting for the home or the office.

Another great benefit to using a K cup sale to buy bulk coffee pods is that you can also try out lots of different flavors to see what you like the best. When you only buy a box at a time, it's hard to stray away from your favorites. However, with bulk coffee pods you can often mix and match cases and try large sampler and variety packs. Then you really will be able to see what you like the best and what you don't, and you'll enjoy always having something new and fresh to try.

For all of these reasons, you should take advantage of the best K cup discount that you can find to buy bulk coffee pods. You'll save yourself hassle, time and energy, not to mention a good deal of money. You'll also have all of the coffee that you can handle lying around, and you'll be able to try lots of fun and unique flavors. So the time to stock up is now, and you'll be hooked on buying bulk coffee pods after you do it once.

Sunday, May 16, 2010

AEM 21-417P Polished Cold Air Intake System

AEM 21-417P Polished Cold Air Intake System








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Product Details


AEM pioneered the Cold Air induction system for sport compact cars in 1994. A Cold Air intake system relocates the filter outside of the engine compartment to deliver the coolest air inlet temperatures possible. Cooler air carries more oxygen, which translates into a more intense explosion in the combustion chamber to create more horsepower and torque. But that's only part of the power equation. Tuning the inlet pipe in length and diameter to match the engine's resonance helps move more air to the cylinders (think of your engine as a big air pump), and this tuning allows us to deliver the maximum power gains throughout the entire RPM range. We also monitor fuel trim correction factors and all OBDII sensors during R&D to eliminate leaning the engine out and/or throwing a check engine light. Our Cold Air systems are dyno-proven and tested against the competition with the goal of creating more useable power than any other system of their kind. Every AEM Cold Air induction system features the highest standards of construction and we are so confident in their fit and performance that we guarantee them for the life of your vehicle. All AEM Cold Air systems are either 50-state legal or pending (excluding "Off Road" and "Hybrid" systems), include a lifetime DRYFLOW Synthetic air filter and come with a limited lifetime warranty.


  • AEM¿s lifetime DRYFLOW Synthetic air filter is up to 99.52% efficient in FINE DUST testing, filters dirt as small as one micron, and never needs filter oil!
  • Engineered to produce maximum horsepower and torque
  • Manufactured and assembled in the USA
  • 50-state legal or pending legality - Excluding intake systems that are designated as Off-Road Use Only.
  • Guaranteed for life






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Saturday, May 15, 2010

aFe TL-3003P Takeda Cold Air Intake System

aFe TL-3003P Takeda Cold Air Intake System








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Product Details


Takeda Cold Air Intakes are developed to produce the maximum horsepower available for your sport compact application.


  • Polished, clear anodized tubing offers premium quality and finish without discoloration
  • All takeda intakes use the aFe Pro Dry S air filter for maximum flow and convenience
  • All takeda intakes are dyno tested
  • PRO Dry S filters require no oils and clean with soap and water
  • All systems come with couplers, clamps, tubes and filter for easy installation






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Friday, May 14, 2010

The Importance And Benefits Of Vitamin K

Sometimes it can seem like getting all of our nutritional needs covered can be a bit like reciting the alphabet. One letter that people may not be used to hearing on the list is vitamin K. Even if it is not the first vitamin people think of, it is no less vital to your health than the others. So don't leave it off the list of must-haves.

Vitamin K is important because it helps our body with blood clotting. That's what makes us stop bleeding and begin to heal after we cut ourselves. People who don't have enough vitamin K in their systems can be prone to excessive bruising or nose bleeds. They can also run into serious trouble if they're badly hurt, since they won't stop bleeding.

Sounds pretty important, doesn't it? But don't panic if a close look at the label on your multi-vitamin doesn't reveal a healthy dose of K. Most of us don't have any problem getting enough of this vital nutrient from our regular diet.

How to Get Vitamin K

So where do you get your daily dose of vitamin K? We tend to find about half of what we need in leafy, green vegetables. Foods such as spinach, broccoli, Brussels sprouts and asparagus are all good sources. There is also vitamin K found in some vegetable oils, like olive oil, canola oil and soybean oil.

Yogurt and some kinds of cheese are other sources of the vitamin in our diets. And for those who would rather take theirs in liquid form, you can also find it in green tea and (believe it or not) coffee.

Many of us are trying to cut fats out of our diet wherever possible, but some fats are needed. Certain nutrients, including vitamin K, are fat soluble. This means that in order for our bodies to absorb and use them, they must come into contact with some oils. Finally, it's one reason as to why a bit of fat is good for you!

More Facts

In the rare circumstance where someone is vitamin K deficient, there is a synthetic version of the vitamin which can be taken as a supplement. Most healthy people don't have to worry about it, but if you seem to be suffering from a lot of bruising or uncontrollable nose bleeds, ask your doctor if you could benefit from an extra helping of vitamin K.

If you're on blood thinning medications, such as Aspirin, for a heart condition, then you'll want to avoid having too much vitamin K is your system. Since the function of vitamin K is to thicken your blood and help it clot, it works against what the blood thinners are trying to accomplish.

There are some researchers who feel that, as well as keeping our blood healthy, vitamin K can help us to live longer. It is said to have antioxidant properties. Antioxidants help to prevent our cells from dying, so they keep us healthier for longer.

Most of us will never have to think about whether we're taking care of our body's vitamin K requirements, but all the same it's good to know how we're getting it and what it does for us.

Thursday, May 13, 2010

K&N 69-1209TS Performance Intake Kit

K&N 69-1209TS Performance Intake Kit








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Product Details


Built for performance and show, the Typhoon Air Intake System is a free-flowing mandrel-bent aluminum tube induction system designed to fit many sport compact performance vehicles. Typhoon intakes come in one of three designs; cold air intakes (CA), short


  • Guaranteed Horsepower
  • Million Mile Limited Warranty
  • Easy to Install, Usually in 90 Minutes or Less
  • Lasts up to 100,000 miles before service is required (depending on driving conditions)






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Wednesday, May 12, 2010

aFe 54-11073 Stage 2 Pro 5R Performance Air Intake System

aFe 54-11073 Stage 2 Pro 5R Performance Air Intake System








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Product Details


Pro 5R Performance Air Intake System provide maximum horsepower and torque with the industry's highest flowing air filter. The Pro 5R filter provides maximum flow with 5-layers of progressive cotton gauze and is a lifetime warranty filter and is recharged with aFe restore oil kits. The one-piece intake housing makes for an cooler air intake charge and is easier to install that multi-piece competitive units.


  • Uses Pro 5R filter for maximum air flow
  • Rotomolded plastic tube for maximum air flow
  • Increased horsepower and torque
  • Improved throttle response
  • Replaced factory intake for improved horsepower, torque and styling






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Tuesday, May 11, 2010

Flirt Chat and Flirting Online

The Internet has introduced a new connectivity between people around the world with just a mouse click. It has also provided people with an amazing opportunity to chat with a single online. You can stay and contact people anonymously, whomever you want, from prince charming to the damsel in distress. You can do this yourself without any worry about how the person you are chatting with sees you and judges you. It is why a flirt chat has become hugely popular today.

Goodness of Flirt Chat

Advantages of a flirt chat are that it that there is no denial or thought of as absent. The web has made it possible for a person to assume and simulate any type of personality. In fact, you have the chance to be anybody you want, which is one of the many things people find so great about going on a flirt chat spree. If you are doing it for your own fun, try one out and you will never be disappointed.

With such a chat, you can flirt with anybody the way you want it without fear of rejection. Because there are many singles and different people around online, you can move easily from one person to the other without any problem or qualm.

In a flirt chat, you have the chance to be exactly you. Mostly, the internet has a way of liberating you since you could speak your mind easily and smoothly without the bother of wondering what the person on the other end of the online continuum thinks. In case you do not like it, forget the person and search for another friend with whom you have something deeper.

The true and important advantage of a flirt chat is the chance to flirt and chat with as many as a hundred people and that will bother no one. At the same time, if you have a family, no one will ever have wind of it, or even your friends. You can have a personal world out there, a place where you can create personal rules as you do whatever you have in mind or want.

On the other hand, with a flirt chat, you cannot enjoy eye contact, which is exciting sometimes during flirting. Without it, you might not know the impact your words wield, and no measure or the capacity that the excitement of eye contact bring forth.

In addition, another disadvantage is that you will never know the person who is on the other side of the world in reality. You might feel overtly frustrated not to know the real person you are chatting with, as you are left wondering if the person is any truthful or is taking you in circles. A flirt chat could also be too good to be true, as you can be left wishing it were true. Nonetheless, there are always some happy ending instances, when obvious playful chatting ends up creating a true and wonderful marriage.

Monday, May 10, 2010

aFe 51-10471 Stage 1 Air Intake System

aFe 51-10471 Stage 1 Air Intake System








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Product Details


AFE Stage 1 Cold Air Intake Type Cx with Pro-Dry S BMW 540i E39 4.4L V8 97-03

Advanced Flow Engineering, Inc. (AFE) produces high flow, high performance air filters & intake systems for the automotive industry. Founded in April, 1999, aFe was created to address an obvious need in the automotive aftermarket industry: a lack of choice for a high performance aftermarket air filter.

aFe is a team of engineers, machinists, production and sales people who believe in the product they design. Each has years of experience in their respective positions and together they work to ensure that aFe has the best product on the market. aFeÆs purpose was not just to be another vendor that offers air filters, intake kits, diesel or gas exhaust systems but to pay attention to those finer details that set an aFe products apart from the competition.

Stage 1 Cold Air Intake Type Cx with Pro Dry S Filter Features:
-Oil-free 2-layer synthetic media
-Increased air flow up to 50% for better performance
-Increases horsepower & torque
-Improves Fuel economy
-99.4% efficient** for excellent protection
-Wire mesh for structural integrity & quality
-Convenient quick & easy cleaning

For Install Instructions CLICK HERE

Note: Image is for representation only, actual product may vary.

*Please Call for Best Pricing - 1-480-966-3040*


  • Up to 50% airflow increase over stock.
  • 99.4% dust filtration efficiency for engine protection.
  • Pro Dry-S intake kits provide significant horsepower gains. Significantly improve engine performance and fuel economy.
  • Increase low-end torque and towing power.
  • Enhanced acceleration for greater passing ability.






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Sunday, May 9, 2010

Injen Technology PF2057P Polished Power-Flow Intake System

Injen Technology PF2057P Polished Power-Flow Intake System








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Product Details


Developed specifically for the truck and SUV market, Injen Technology’s Power-Flow series intake system comes with a myriad of built in features. An integrated velocity stack allows the pressurized air to be at a more stable state, which equates to a consistent transition of air into the MR calibrated tube. Through a step down process, MR Technology will regulate the airflow at certain strategic points, ultimately controlling the rate and density. By doing so, the MR Technology process tunes the intake system to avoid the necessity of calibrating MAF sensors. Overall, the MR Technology process was developed in order to compensate for the vast change in technology and the need for a safe, reliable performance product.


  • Tuned with Injen¿s patented MR Technology for a safe and reliable product while maintaining maximum horsepower and torque gains
  • Brackets and flanges are TIG welded for extra strength and durability
  • High performance filters provide better airflow while maintaining a high filtration rate
  • Complete hardware included for an easy install with simple hand tools
  • Backed by Injen Technology¿s limited lifetime warranty






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Saturday, May 8, 2010

aFe 54-11502 Stage 2 Air Intake System

aFe 54-11502 Stage 2 Air Intake System








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Product Details


For the performance minded aFe offers Stage 2 Pro 5R air intake systems.

When performance is everything, aFe Stage 2 Pro 5R air intake systems will help your engine realize its full potential. The passionate people at aFe are serious about putting power under your hood by combining their top performance Stage 2 intake systems with the ultimate performing Pro 5R air filters. These performance enhancing air intake systems feature a one-piece, 16 gauge powdercoated steel heat shield, precision designed intake tube and open element with the five-layer washable/reusable Pro 5R air filter. All this produces maximum horsepower gains, huge low-end towing power, increased torque, and a throaty, mean growl for your performance machine. Grab some performance with the aFe advantage--Stage 2 Pro 5R air intake systems.










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Friday, May 7, 2010

Creating Awesome Girls Bedroom

A girls bedroom is a place of peace, serenity and inspiration. For this reason, a lot of things have to be done for this to be achieved. A girls bedroom is one of the most thoughtful rooms you will find. This is because girls are naturally more artistic than their male counterparts. Therefore the room will never disappoint. It really does not matter what the age of the girl is and, all rooms need some extra attention. If you are a parent or a girl who is planning to decorate your bedroom, there are several things that you need to consider so that you can make the girls bedroom the haven that it should be. The first thing you consider is the kind of theme you want in your bedroom. Girls do love to be artistic and, you need to theme your room so that you can ensure that your personality is incorporated. Therefore, you need to ask the girl what she would prefer in this regard. A theme can be anything and, all you have to do is to make sure that you will be happy to see it every night.

Once you have considered this, you can then move on to the next factor. The other thing you need to consider is the decor in regard to the curtains, linen and other things. If you have any dressers that you are attached to, you can add them to become part of your decor. Girls tend to recycle things and this is usually very helpful as they turn old stuff into beautiful and attractive stuff. Girls like to include stuff like picture and magazines in the walls. For this reason you will have to look for all the pictures you like most and add them to the background. The other thing you need to consider is the storage. Girls have a lot of stuff and, it is no secret that the future will also mean lots of other stuff. If you do not want to find yourself always in a mess, you can consider the ways to ensure that you have plenty of space. Also, there are people who have space but never realize it.

Because of poor arrangement, you will not enjoy the room. If you plan to make your space a place or relaxation, you have to have a functional plan where you store your clothes, accessories and other things in an efficient manner. The other thing you can do is to make sure you change the look once in a while. This is because life is dynamic and at certain times, you need to feel a sense of progress. Different styles ensure that you always achieve this. Creating the bedroom of your dreams does not have to be an expensive affair. You can do much of the changes yourself. If you do not have a very good imagination, you can get inspiration from other bedrooms and you can view them online. There is so much to see and, you will not be disappointed about this. Go on and start the work of making your room a safe resting place that you actually like.

Thursday, May 6, 2010

K&N 77-1539KD Performance Air Intake Kit

K&N 77-1539KD Performance Air Intake Kit








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Product Details


Built for performance and show utilizing the highest quality components, the K&N 77 Series High-Flow Performance Kit is a free-flowing mandrel-bent aluminum tube induction system designed for Trucks and Sport Utility Vehicles. K&N intake systems replace your vehicle's restrictive factory air filter and air intake housing. K&N intakes are designed to dramatically reduce intake restriction as they smooth and straighten air flow, allowing your vehicle's engine to inhale a larger volume of air than the OEM air filter assembly. More air means more usable power and acceleration throughout the engine's RPM range. The filters on these kits are washable and reusable and are relatively easy to install using tools commonly available.


  • Estimated HorsePower Gain Claimed by Manufacturer 8.93 HP @ 4426 RPM
  • More usable power and acceleration throughout the engine's RPM range
  • Easy installation using tools commonly available
  • Filters on these kits are washable and reusable






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Wednesday, May 5, 2010

14K Or 18K Gold - Which Should I Choose For My Wedding Band?

To understand the difference between 14K and 18K gold, you should understand the makeup of the metal. 24K is 100% pure gold.  While pure gold is a very strong metal, it is also the most malleable.  The extreme malleability and softness of pure gold make it practically useless in manufacturing jewelry.  In order to be able to use it for jewelry applications, manufacturers mix gold with other metals to harden it.  The difference between 14K and 18K is the amount of pure gold vs. the amount of other metals used:

24K = 100% Gold
18K = 75% Gold and 25% other metal
14K = 58.3% Gold and 41.67% other metal
 
The other metals alloyed (melted, or mixed) with gold will change the color of the final metal, and this is how the color of yellow gold and white gold are achieved.  The ratio of gold to other metals remains the same for yellow and white gold.
 
Should I choose 14K or 18K gold for my wedding band? Below are the differences to help make your decision:
 
1. Scratch Resistance: The 'other metals' are harder than gold.  So because 14K has a larger percentage of other metals than 18K, the 14K ring will be slightly harder and more scratch resistant than the 18K ring.   Therefore, if you lead an active lifestyle, we recommend purchasing 14K gold.  If you plan to wear your rings during activities such as gardening, cooking or athletics, the harder 14K ring would be more beneficial. If you work at a computer or take your rings off before any active use, you would be okay to choose an 18K gold ring.
 
2. Allergic Reactions: Some people are allergic to the metals alloyed with gold. If this is the case, we recommend using Platinum as your wedding band metal, as it is hypo-allergenic. White gold should be your next option as the ring is likely to be plated with Rhodium, a hypo-allergenic metal. If you choose white gold it doesn't matter if you select 14K or 18K, as both will be plated with Rhodium. Yellow gold should be your last option if you are allergic to the metal alloys, as there is no barrier between the metals and your skin. 

Tuesday, May 4, 2010

K&N 57-1545 Fuel Injection Performance Kit Gen2

K&N 57-1545 Fuel Injection Performance Kit Gen2








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Product Details


The Generation II FIPK is K&N's ultimate performance product, designed to increase power by as much as 10%. Most FIPKs are street legal in all 50 U.S. states and come with a million-mile limited warranty.


  • Estimated HorsePower Gain Claimed by Manufacturer 7.3 HP @ 5693 RPM
  • Million-mile limited warranty
  • Easy to install, usually in 90 minutes or less
  • Lasts up to 100,000 miles before service is required (depending on driving conditions)






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Monday, May 3, 2010

401(K) Investing For Your Retirement

The aging of the population and the potential failing of social security has brought the subject of saving for retirement to the forefront for many people. There are many avenues available to acquire the nest egg that we will need to survive on during our golden years. IRA's, mutual funds, annuities and 401(k)'s are just some of the options to research as we prepare for our future.

With all of these choices, the 401(k) is the most popular. The popularity of the 401(k) is due in a large part to the fact that many employers not only offer this option, they also match a certain percentage of your contribution. The amount that employers will match varies from as little as 25% to as much as 100%, although the number of employers that do not match at all is, unfortunately on the rise. Another outstanding benefit a 401(k) offers is that the contributions made by you as an employee are made with pre-tax monies.

A 401(k) plan is also very flexible, giving you choices in regards to your investment strategy. There are some tried and true methods for investing in a 401(k) that depend upon your age at any given time. For example, a young person investing in a 401(k), whether the employer matches or not, has time on their side. This person can invest aggressively, if they feel comfortable doing so. The market will have ups and downs, but the younger the investor the more time is available to ride out these fluctuations in the stock market. As the investor nears retirement, it would be prudent to change the investment strategy to a more conservative approach. This will, in theory make investing money "safer." but still more profitable than a traditional savings account.

In the past, only larger companies were able to offer their employees a 401(k) plan for retirement. A 401(k) retirement plan was simply not an option for the self-employed person. Thankfully, this is not the case in today's marketplace. Today there is a plan called Solo 401(k) or individual 401(k). These plans allow business owners with no employees, with only partners or a spouse to set up retirement plans that are very similar to the traditional 401(k) offered by larger, more established companies.

If you leave an employer that you have a 401(k) plan with, you don't need to leave your retirement investing in their hands. You have the option to do a 401(k) rollover, and it is highly recommended that you take advantage of this option. By rolling over a 401(k), you keep control over your investing options, as you should. When a rollover occurs, the money that is in the 401(k) is rolled all together into an approved investment vessel. These include programs such as a SIMPLE IRA, a SEP IRA account as well as another 401(k) to name a few. It is best to speak with a financial advisor who can help you to accurately weigh the pros and cons of each type of investment opportunity that is available to you.

What is almost never recommended is to take out the 401(k) money either all or in part. This is because there will be a 10% penalty on the portion that is withdrawn, if the withdrawal takes place before the age of 59 ½. When a rollover is chosen as a way to deal with accrued 401(k) investment, it should be done as one transaction to avoid any of these penalties or fees.

If you are looking for an investment tool as a way to save for retirement, the first place to look is your employer. Get all the facts from them, find out what they contribute, how much your are allowed to contribute and then speak with a good financial advisor as to what steps to take next.

Sunday, May 2, 2010

aFe 75-31342 Stage 2 Pro Guard 7 Air Intake System

aFe 75-31342 Stage 2 Pro Guard 7 Air Intake System








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Product Details


Fits all: 2007.5-2009 Dodge Ram 2500-3500 6.7L Cummins Turbo Diesel This air intake system produces 5 max horsepower, 12lbs. x ft. torque and out-flowed the factory intake by 72%. Includes a durable 16 gauge, powder-coated heat shield; this air intake system features a washable/reusable conical air filter. This intake system also features a heat-insulating molded plastic tube that replaces the stock intake tract and directs increased air flow with improved volumetric efficiency for maximum performance. One-piece heat shield requires little or no assembly and the filter is constructed with 100% polyurethane for long life and multiple cleaning cycles.


  • More Horsepower & Torque
  • 72% increase in air flow
  • Reusable/cleanable filter
  • Improved MPG
  • Limited Lifetime Warranty






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Saturday, May 1, 2010

K&N 63-1122P 63 Series AirCharger Intake Kit

K&N 63-1122P 63 Series AirCharger Intake Kit








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Product Details


63 Series AirCharger Intake Kits are guaranteed to increase horsepower and come with a million mile limited warranty. K&N intake systems replace the restrictive factory air filter and air intake housing of your vehicle. K&N intakes are designed to dramatically reduce intake restriction as they smooth and straighten air flow. This allows your engine to inhale a larger amount of air than the OEM air filter assembly. More air means more usable power and acceleration throughout the RPM range of the engine. The filters on these kits are washable and reusable. Most of our intake kits are relatively easy to install using tools commonly available. 63 Series Intake Kits are not legal for street use in California and some other U.S. states.


  • Guaranteed to provide more horsepower and increased acceleration
  • Easy to install - usually in 90 minutes or less
  • Replaces OEM filter and air box
  • Washable and reusable
  • Million mile limited warranty






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